OUR IMPACT

Platform Solutions, Goldman Sachs delivers a broad range of financial services across investment banking, securities, investment management and consumer banking to a large and diversified client base that includes corporations, financial institutions, governments, and individuals. Clients embed innovative financial products and solutions that create customer-centered experiences, powered by Goldman Sachs. The businesses of Platform Solutions share a developer-centric mindset and cloud-native platforms. We utilize financial products, including credit cards, installment financing and high yield savings accounts into the ecosystems of major brands to serve millions of loyal customers. We make it easy to offer a range of financial products powered by an API-first platform with the backing of Goldman Sachs' 150+ years of financial expertise. We offer a customized deployment approach while providing a modern, agile technology stack all supported by our long history of financial expertise, risk management and regulatory knowledge.

In Platform Solutions (PS), we power clients with innovative and customer-centered financial products. We bring the best qualities of a technology player and combine that with the best attributes of a large bank. PS is comprised of four main businesses, underpinned by engineering, operations and risk management:

• Transaction Banking, a cash management and payments platform for clients building a corporate treasury system
• Enterprise Partnerships, consumer financial products that companies embed directly within their ecosystems to better serve their end customers
• ETF Accelerator, a platform for clients to launch, list and manage exchange-traded funds

Join us on our journey to deliver financial products and platforms that prioritize the customer and developer experience. 

Your Impact

We are seeking a professional to join our First Line Risk and Control team, supporting Consumer Monitoring & Testing and driving the implementation of horizontal Consumer risk programs. This individual will be responsible for a team driving the development and implementation of risk-based testing, liasing with product, operations, compliance, and legal teams to ensure regulatory adherence. The role will also provide the opportunity to drive development and enhancement of risk and control programs

• Manage the execution of testing and monitoring of regulatory, policy and process compliance
• Create and maintain the annual test plan
• Gather and synthesize data to determine root causes and trends related to testing failures
• Propose effective and efficient methods to enhance testing and sampling strategies (including automation) to ensure the most effective risk detection, analyses and control solutions
• Maintain effective communication with stakeholders and support teams in documentation of testing errors/issues; assist with implementation of corrective actions related to testing fails and non-compliance with policies and procedures
• Lead and deliver executive reporting and other data-driven deliverables, with a focus on providing appropriate content, context and structure in a precise and timely manner
• Focus on continuous improvement and evolution to meet changing requirements, driving maximum visibility to the executive audience
• Work closely with enterprise risk teams to ensure business line risks are being shared and rolled up to firm-wide risk summaries

Your Skills

• 10+ years’ testing, audit, or compliance for consumer financial products
• Bachelor’s degree or equivalent military experience
• Knowledge of applicable U.S. federal and state consumer lending laws and regulations as well as industry association standards, including, among others, Truth in Lending Act (Reg Z), Equal Credit Opportunity Act (Reg B), Fair Credit Reporting Act (Reg V), UDAAP
• Experience in design and implementation of test automation 
• Good understanding of test automation framework like data driven hybrid driven etc 
• Strong Risk Framework knowledge and experience operating across risk programs
• Genuine excitement and passion for leading root cause analysis, troubleshooting technical process failures and implementing fixes to operationalize a process 
• Demonstrated advanced analytical, critical thinking and problem-solving skills
• Highly motivated self-starter with strong organizational skills, exceptional attention to detail, and the ability to remain organized in a fast-paced environment
• Strong leadership, interpersonal, and relationship management skills
• Proven ability to apply strategic thinking and analytical skills to complex organizational and business issues
• Integrity, ethical standards, and sound judgment; ability to exercise discretion with respect to sensitive information
• Excellent written and verbal communication skills with the ability to summarize observations and present in a clear, concise manner to peers, managers and senior Consumer Compliance management
• Ability to quickly grasp complex concepts, including global business and regulatory matters 
• Professional maturity and confidence in expressing a point of view with senior management
• Plus: CPA, Audit experience, CRCM, or proficiency in Aquadata studio, Snowflake, Splunk, Excel macros,Tableau, Hadoop/PySpark/Spark/Python/R